Skip to main content
  • Lock in a 0.99% APR intro rate for six months with a HELOC Plus. APPLY NOW

  • Earn 1.25 Points Per Dollar With a New Visa Signature Card. APPLY NOW

  • Our Downtown Birmingham location has moved. We are now open in Midtown at 101 20th St. S. LEARN MORE.

Trial Version, Powered By DNNSmart

Overdraft Protection

Because we all make mistakes

Accidents happen. Unexpected expenses happen. Overdraft protection links your Avadian checking account to another Avadian account (like your savings account and/or a personal line of credit) if your checking account doesn't have a sufficient available balance to cover your transactions. The service transfers available funds automatically, protecting you from returned checks and declined transactions when you have less money in your checking account than you'd thought. A transfer fee will be assessed on the day you overdraw your account. (Be sure to keep enough money in your linked account to cover emergencies.) If you are interested, we’d love to talk to you about overdraft protection. Give us a call.

The credit union is federally insured by the National Credit Union Administration.
Additional insurance of up to $250,000 on your savings accounts is provided by Excess Share Insurance Corporation, a licensed insurance company.

Equal Housing Logo Equal Housing Opportunity Lender. 
Copyright © 2022 Avadian Credit Union. All rights reserved.