Avadian Credit Union

Online Banking



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Business Checking Accounts

We offer two types of Business Checking Accounts designed to fit your needs:

  • Business Choice Checking which features NO MINIMUM BALANCE
  • Business Choice Checking with Interest – We pay consistently higher interest rates on your money than most banks. (To earn interest, you must maintain a minimum average daily balance of $2,500.)

Both come with all the features you expect and love from a checking account: debit card, online banking, telephone banking and e-Statements – all of which are FREE! We also offer 250 free transactions per month and up to $7,000 in free cash handling. And it wouldn’t be called “Choice Checking” if we didn’t give you choices. You’ll have the ability to choose two added features from the list below to customize your checking account to your liking:

  • 25% discount on business checks one time per year
  • ATM Refunds nationwide - Use any ATM and we will refund up to $4 per transaction fee directly into your business checking account, including Avadian's fee. Simply save your ATM receipts from other financial institutions and return them to us within 90 days of your transaction date.*
  • Additional 250 items processed per month free (total of 500 free transactions; for more than 500 items, there is a $0.29 per item fee)
  • Additional $3,000 per month in cash deposits with no fee. (Total would be $10,000 in free cash deposits. For cash deposits over this amount, there’s a fee of $0.20 per $100.)
  • Free Bill Pay
  • Free incoming/outgoing domestic wire transfers (limit 2 per month)
  • Bonus Rate on Business Certificates of Deposit**
  • No issuance fee on Cashier’s Checks (limit 3 per month)
  • No issuance fee on Traveler’s Checks

*Transactions include inquiries, transfers and withdrawals from savings or checking. Refer to Choice Checking designation form for ATM fee refund rules.
**Excludes CD specials. Cannot be combined with any other offers.


Anticipated dividends effective date: July 30, 2015

Business Choice Checking with Interest0.15%$2,500Monthly

*Annual Percentage Yield

Note: Rates are subject to change without notice


To help the government fight the funding of terrorism and money laundering activities, Federal law requires all financial institutions to obtain, verify, and record information that identifies each person who opens an account. What this means for you: when you open an account, we will ask for your name, address and other information that will allow us to identify you. We may also ask to see your driver's license or other identifying documents.

To request an account application, please fill out the information below and press Submit Request. We will send the appropriate applications for you to complete, sign, and return with any applicable deposit requirement.

New Members: Request a Membership/Savings Account Application which will establish you as a member. Please be sure to indicate how you are eligible for membership. Note: Submitting the following information will not complete the application process.

Membership Eligibility

Please indicate how you, as the owner, are eligible for membership with Avadian Credit Union:

(Family Member's Name)

Who is your employer?

Business Information

Business Name    
Business Type
Business Address
(not P.O. Box)
Zip Code    
Business Phone
(Include Area Code)
Business Fax
(Include Area Code)
E-Mail Address

Business Owner Information

Business Owner Name    
Zip Code    
Home Phone
(Include Area Code)
E-Mail Address
Business Owner Name    
Zip Code    
Home Phone
(Include Area Code)
E-Mail Address
How did you hear about us?

I would like to receive information for my business on the following:

Deposit Accounts
Membership/Business Savings Account
Business Choice Checking
Business Choice Checking with Interest
Business Money Market
Business Certificate of Deposit
  Term: Months
Business Convenient Services

Business Loans
Business Line of Credit
Business New Vehicle Loan
Business Used Vehicle Loan
New Equipment Loan
Used Equipment Loan
Commercial Real Estate Owner Occupied
Commercial Real Estate Non-Owner Occupied
Unimproved Property
Church Loan
Business Credit Card

Any questions or comments? Simply write us below and if you need a response via e-mail, please be sure you have provided us with your email address above.


The information or applications you've requested will be sent within 2 business days.

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