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13-Month CD Special
2.20% APY
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21-Month CD
2.40% APY
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48-Month Rate Mover CD
2.50% APY
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Choice Checking™

Looking to build a checking account designed specifically for you? A checking account that gives you choices and is custom-built to fit your financial needs? A checking account that is FREE? If you answered yes, then our Choice Checking account is for you.

It's a FREE checking account that offers these benefits:

  • No monthly minimum balance
  • Internet banking (Online Banking)
  • Mobile Banking
  • Online Bill Payment (Save time and money while securely paying your bills anywhere, anytime.)
  • e-Statements (View or save each month's statement online, enabling you to better organize all your account information in one safe and secure place.)
  • Telephone account access
  • FREE notary services

And here's the real beauty of our Choice Checking! In addition to receiving all of the above, you get to choose three (3) more benefits from the list below. This allows you to customize your account so that it works best for you! Choose from:

  • ATM Refunds nationwide - Use any ATM and we will refund a total of $10 per month directly into your checking account, including Avadian's fee. Simply save your ATM receipts from other financial institutions and return them to us.*
  • Discount rate on new collateral loans, which include cars, boats, etc. (Excludes real estate loans)
  • Special bonus rates on Certificates of Deposits (CDs)**
  • 25% discount on Safe Deposit Box rentals (boxes available at our Hoover, Colonnade, Greystone, Dothan West Main, Geneva and South Parkway branches)
  • No issuance fee on Cashier's Checks (limit 3 per month)
  • FREE incoming/outgoing wire transfers (limit 2 per month, we do not offer foreign wire transfers)

With all the choices you have to make in life, choosing the perfect checking account shouldn't be a problem. With our Choice Checking package, the choice is clear!

Want to earn interest with your Choice Checking account? Now you can. Click here for details to learn more about our Choice Checking with Interest account.

There is a minimum opening deposit requirement. See Truth in Savings disclosure for terms and fees associated with checking accounts.
*Transactions include inquiries, transfers and withdrawals from savings or checking. Refer to Choice Checking designation form for ATM fee refund rules.
**Excludes CD Specials. Cannot be combined with any other offer.
Choices may be changed any time with a $10.00 fee per choice change except for loan discounts or CD bonuses which may only be changed at maturity. All loans subject to credit approval. Terms and conditions subject to change.

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