Online Banking Online Lock Icon

13-Month CD Special
2.20% APY
Learn more.

21-Month CD
2.40% APY
Learn more.

48-Month Rate Mover CD
2.50% APY
Learn more.

Apply Now


Worried about getting approved for a checking account? Want to re-establish your credit and take charge of your financial situation? Get started by applying for our e-Checking account. It's our checkless checking account designed to help build financial stability.

With e-Checking, you have access to your money through your FREE VISA® debit card. Our debit card features the latest chip technology to protect you from fraud. You can also receive your card instantly at any of our branch locations when you open a new account or need a replacement. This allows you to start reaping all the benefits of your card sooner. You can withdraw cash from ATMs, make purchases at merchants who accept VISA debit or conduct select transactions for FREE via Online Banking, Mobile Banking or over the phone using our automated telephone banking system.

Other benefits include:

  • No minimum balance
  • Unlimited debit card transactions
  • No ATM withdrawal fee from Avadian or CO-OP network ATMs
  • Eligibility for Centsible Savings

There is a low monthly fee for e-Checking. Eligibility based on approval from information obtained from credit reporting agencies and if you have not previously caused Avadian a loss. Direct deposit required. Payroll checks accepted from select employee groups only. Other deposits limited to cash and government checks. $500 daily ATM limit. No Online Bill Payment privileges or Credit Union Service Center access to your e-Checking account. See Truth in Savings disclosure for terms and fees associated with checking accounts.

Find Advice

checking accounts vehicle buying managing your credit investment planning identity theft planning a budget determine your goal mortgage rates application process home buying advice

Quick Links

employee group benefits shop for a car auto rates switch kit reorder checks member discounts careers volunteer board application