Online Banking Online Lock Icon


36-Month Rising Rate CD
2.10% Blended APY
Learn more.

60-Month Rising Rate CD
2.50% Blended APY
Learn more.

18-Month CD Special
2.00% APY
Learn more.

Avadian Credit Cards

We want your credit card to be an asset versus a necessity. A financial tool that works for you in more ways than one. And because everyone has different needs and spending styles, we offer a variety of cards to do just that.

Card Features
Card Features
Rewards Card
Rewards Card
Secured Card
Secured Card
Business Card
Business Card
Rewards Redemption
Rewards Redemption
Card Features
  • A great low introductory rate for six months on our Rewards Card (4.99% APR) and Business Card (2.99% APR) - Intro APRs are for first six months after account is open. Note: Late payments may lessen the introductory rate period. After six months, the APR will convert to a rate based on credit worthiness and approval.
  • Low fixed rates for both unsecured and secured cards
  • No balance transfer fee, annual fee or transaction purchase fee
  • Enhanced Fraud Protection - Our credit cards feature an embedded chip that improves security every time you make a purchase at a chip-activated terminal. This tiny chip protects you from fraud by creating a one-time use code for each chip activation. This code is virtually impossible to counterfeit and helps reduce in-store fraud.
  • Instant Card Issue - Get your Avadian credit card instantly at any of our branch locations when you open a new account or need a replacement.
Rewards Card
When you open an Avadian Rewards credit card, you are automatically enrolled in the Avadian Rewards program. Avadian Rewards gives you points for everyday spending. You earn one point for each dollar you spend or advance with your card. Your points are then redeemable for cash, gift cards/certificates and travel anywhere in the world. View your rewards options here.
Secured Card
Building good, healthy credit is no easy task, especially for those just starting out or who have suffered some financial setbacks. Our Secured Card can change that for you!

We designed our Secured Card to help those with no credit history (and who may not qualify for our other cards) build their credit as well as help those with poor credit history rebuild their credit. With easy and convenient access to funds and a great, low interest rate, our Secured Card teaches financial discipline while forming positive spending habits.
Business Card
So many businesses depend on their credit card to keep them up and running. It's the go-to payment method for office supplies, travel and entertainment expenses. Our Business Card does it all affordably thanks to our great low rates and reward points.

When you open an Avadian Rewards credit card, you are automatically enrolled in the Avadian Rewards program.  Avadian Rewards gives you points for everyday spending. You earn one point for each dollar you spend or advance with your card. Your points are then redeemable for cash, gift cards/certificates and travel anywhere in the world. View your rewards options here.
Rewards Redemption
When you have enough points for the reward of your choice, just submit your redemption request by logging into your Avadian online account and clicking the "Rewards" icon located near your credit card, or call the Rewards Redemption Center at 1.877.909.1450 from 8 a.m. to 8 p.m. CST, Monday through Friday.

Rewards Site
Rewards Site
Fraud Info
Fraud Info
VISA® Discounts
VISA® Discounts
Current Rates
Current Rates
Apply Now
Apply Now
Fraud Info
If you need to report a lost or stolen Avadian Credit Card:
  • Call 1.800.682.6075. If you're outside the U.S. and Canada, call 206.352.3482 (collect).
  • Visit www.reportmycards.com.
  • Log in to your Avadian online account. Select Account Info > Card Services. Select the appropriate card. From there, you have the option to either "freeze" (temporarily block) any activity on your card or permanently "block" all access to your card.

Note: Our credit cards feature an embedded chip that improves security every time you make a purchase at a chip-activated terminal. This tiny chip protects you from fraud by creating a one-time use code for each chip activation. This code is virtually impossible to counterfeit and helps reduce in-store fraud.

To learn how you can prevent fraud from happening to you or to sign up for our I.D. Theft Protection Program, go here.

Current Rates

Description APR
Rewards Card 9.90% - 16.90%***
Secured Card 14.90%

***4.99% Introductory APR for the first 6 months after account is open or less than 6 months if your payment is late. After 6 months, the APR will convert based on credit worthiness. Full credit card disclosure given at application

Find Advice

checking accounts vehicle buying managing your credit investment planning identity theft planning a budget determine your goal mortgage rates application process home buying advice

Quick Links

employee group benefits shop for a car auto rates switch kit reorder checks member discounts careers volunteer board application