Skip to main content
  • ALERT: Scammers Are Actively Targeting Avadian Members Asking for Card Info LEARN MORE

  • ALERT: Scammers Are Impersonating Avadian Employees LEARN MORE

Trial Version, Powered By DNNSmart

Payment Protection

Life is unpredictable, at best. But paying off your loans in the event of death or disability doesn't have to create a huge burden on your or your loved ones. We have several credit insurance options to help make sure paying off loans isn't a burden should the unimaginable happen.

Protecting Yourself From the Unexpected

Several years ago, one of our members came to us in tears. She’d been diagnosed with cancer and could no longer work. She was upset because she couldn’t afford to make her car payment. It was truly heartbreaking. One of our branch managers did some digging and discovered that the member had bought a Credit Disability policy when she bought the car. Not only was she able to pay off her loan, we were able to reimburse her for the payments she’d made after her diagnosis. That’s how these products work. In a crisis, you have enough to worry about. You shouldn’t have to worry about making a loan payment, too.

Credit Life Insurance

Our Credit Life Insurance policy protects you and your family in the event you pass away unexpectedly by paying off the balance of your loan.

Learn More

Credit Disability Insurance

This policy makes payments on your loan in the event of an accident or illness that prevents you from working, until you recover. (Or pays off your loan if you are permanently disabled.) We hope you never find yourself in the situation our member above experienced, but if something that tragic ever does happen, we hope you have a credit disability policy.

Learn More

GAP (Guaranteed Automobile Protection)

This program is designed to protect you in case you have an accident or your car is stolen. GAP helps cover the difference in the amount you owe on your vehicle and the actual cash value paid by your primary insurance company.

Learn More

Auto Exam Extended Warranty

Cars these days aren’t cheap to buy or fix. Our extended warranty, offered through Auto Exam, protects you from unexpected hits to your budget.

Learn More

The credit union is federally insured by the National Credit Union Administration.
Additional insurance of up to $250,000 on your savings accounts is provided by Excess Share Insurance Corporation, a licensed insurance company.

Equal Housing Logo Equal Housing Opportunity Lender. 
Copyright © 2022 Avadian Credit Union. All rights reserved.