Protecting Yourself From the Unexpected
Several years ago, one of our members came to us in tears. She’d been diagnosed with cancer and could no longer work. She was upset because she couldn’t afford to make her car payment. It was truly heartbreaking. One of our branch managers did some digging and discovered that the member had bought a Credit Disability policy when she bought the car. Not only was she able to pay off her loan, we were able to reimburse her for the payments she’d made after her diagnosis. That’s how these products work. In a crisis, you have enough to worry about. You shouldn’t have to worry about making a loan payment, too.
Credit Life Insurance
Our Credit Life Insurance policy protects you and your family in the event you pass away unexpectedly by paying off the balance of your loan.
Credit Disability Insurance
This policy makes payments on your loan in the event of an accident or illness that prevents you from working, until you recover. (Or pays off your loan if you are permanently disabled.) We hope you never find yourself in the situation our member above experienced, but if something that tragic ever does happen, we hope you have a credit disability policy.
GAP (Guaranteed Automobile Protection)
This program is designed to protect you in case you have an accident or your car is stolen. GAP helps cover the difference in the amount you owe on your vehicle and the actual cash value paid by your primary insurance company.
Auto Exam Extended Warranty
Cars these days aren’t cheap to buy or fix. Our extended warranty, offered through Auto Exam, protects you from unexpected hits to your budget.