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Mortgage Rates

If you would like to apply for one of our mortgage products, click here.

Except for land loans, rates below are based on $175,000 loan amount, purchase transaction, and 1% origination fee. Loan-to-value percentages will differ based on loan type.

Description Rate as low as APR
30-Year Conventional Fixed1 {{ratesnum.27}}% {{ratesnum.28}}%
15-Year Conventional Fixed1 {{ratesnum.29}}% {{ratesnum.30}}%
30-Year FHA Fixed2 {{ratesnum.31}}% {{ratesnum.32}}%
30-Year VA Fixed3 {{ratesnum.33}}% {{ratesnum.34}}%
30-Year USDA Fixed3 {{ratesnum.35}}% {{ratesnum.36}}%
30-Year 100% (up to Fair Market Value) Portfolio Fixed4 {{ratesnum.41}}% {{ratesnum.42}}%
Land Loans1, 5 {{ratesnum.43}}% {{ratesnum.44}}%


Rates current as of June 17, 2024.

Rates quoted are applicable to 30-day lock periods.

Subject to membership, creditworthiness, and approval. Rates may change at any time. Please contact an Avadian Mortgage Specialist for current rates. Rates are based on credit history, loan-to-value, loan term, loan amount, points, fees, margin and finance charges, so your rate may differ.

1Based on 80% loan-to-value.

2Based on 96.5% loan-to-value.

3Based on 100% of purchase price.

4Requires 740 minimum credit score and debt-to-income not to exceed 43%.

5The maximum land loan is $150,000.

The credit union is federally insured by the National Credit Union Administration.
Additional insurance of up to $250,000 on your savings accounts is provided by Excess Share Insurance Corporation, a licensed insurance company.

Equal Housing Logo Equal Housing Opportunity Lender. 
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