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Fee Schedule

Lower and fewer fees. That's our motto.

Below is a list of our most current fees. If you have any questions regarding a fee charged to your account, please call Member Services at 1.888.AVADIAN (1.888.282.3426).

Description

Fee

General Fees

Bad Address

$5/month (60 days after returned mail)

Coin Machine Fees

No fee for the first $200/calendar year. 10% of the amount after $200/calendar year.

Dormant Accounts

$10/month after two (2) years and account balance is less than $100 and member is 19 years or older

Check Printing

Prices vary based upon style1

Legal Process (tax levies, summons)

$50

Checks by Phone

$7.95/check

Electronic Online Loan Payment

       $5

Escheatment

       $25

Mailed Periodic Statement Fee 

$2 (waived for individuals aged 18 and below and for individuals aged 65 and above)

Online Bill Payment

No charge

EFT Fees

Automated Clearing House (ACH) Revocation 

$20/item 

ATM Transaction

$1 for each ATM transaction at ATM not owned by the credit union

ATM Transfer or Inquiry

$0.50 for each ATM transfer or inquiry at ATM not owned by the credit union

Account Inquiries

$0.50 each if using another institution's ATM

Card Replacement (Debit or Credit)

$7 per card

Courtesy Pay/NSF/Overdraft Fees

Courtesy Pay Fee Overdrawn $0.01 to $10.00

$0 -- no fee 

Courtesy Pay Fee - Overdrawn $10.01 or more

$30/occurrence

NSF Fee

$30/item (each submission/resubmission)

Specific Account Fees

JumpStart Checking

$9.95/month

Safe Deposit Boxes2

3" x 5"

$30/year

5" x 5"

$30/year

3" x 10"

$50/year

5" x 10"

$70/year

10" x 10"

$120/year

Safe Deposit Box Key Replacement

$25

Safe Deposit Box Drill (including lock and two replacement keys)

$150

Checking Account Fees

Inactive Checking Account

$5/month after six months and account balance is less than $100

Stop Payment

$20/request

Check/Share Draft Printing

Prices vary based upon style2

Domestic Wire Transfers

Outgoing 

$15/transfer 

   

1The costs of Safe Deposit Boxes vary depending on the size chosen. For additional information on the costs and availability of safe deposit boxes, please contact one of our representatives.

2The costs of checks vary depending on the quantity and style chosen. For additional information on the costs and availability of check styles, please contact Member Services.

 

 

 


The credit union is federally insured by the National Credit Union Administration.
Additional insurance of up to $250,000 on your savings accounts is provided by Excess Share Insurance Corporation, a licensed insurance company.

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