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Consumer CD Rates

CD Specials

Term APY1 Minimum to Open and to Obtain APY Interest
Paid
Seven-Month CD Special - All New Money3 5.00% $5,000 minimum deposit. Total deposit has to be all new money3 At Maturity
15-Month CD Special - All New Money5 4.90% $10,000 minimum deposit. Total deposit has to be all new money5 Monthly

 

Regular/No-Step CD Rates

Term APY Minimum to Open and to Obtain APY Interest
Paid
Six-Month CD {{ratesnum.49}}% $1,000 At Maturity
12-Month CD {{ratesnum.50}}% $1,000 Monthly
18-Month CD {{ratesnum.53}}% $1,000 Monthly
24-Month CD {{ratesnum.56}}% $1,000 Monthly
36-Month CD {{ratesnum.58}}% $1,000 Monthly
48-Month CD {{ratesnum.60}}% $1,000 Monthly
60-Month CD {{ratesnum.63}}% $1,000 Monthly

Step Up CD Rates6

Term APY Minimum to Open and to Obtain APY Interest
Paid
Six-Month Step-Up CD {{ratesnum.138}}% $1,000 At Maturity
12-Month Step-Up CD {{ratesnum.139}}% $1,000 Monthly
18-Month Step-Up CD {{ratesnum.52}}% $1,000 Monthly
24-Month Step-Up CD {{ratesnum.55}}% $1,000 Monthly
36-Month Step-Up CD {{ratesnum.57}}% $1,000 Monthly
48-Month Step-Up CD {{ratesnum.59}}% $1,000 Monthly
60-Month Step-Up CD {{ratesnum.61}}% $1,000 Monthly

Save Up CD Rates6

Term APY Minimum to Open and to Obtain APY Interest
Paid
12-Month Save-Up CD {{ratesnum.51}}% $500 At Maturity

Rate Mover CDs7,8

Term APY Minimum to Open and to Obtain APY Interest
Paid
18-Month Rate Mover CD {{ratesnum.54}}% $1,000 Monthly
48-Month Rate Mover CD {{ratesnum.115}}% $1,000 Monthly

 

APY (Annual Percentage Yield) is accurate as of June 17, 2024.

1For CDs, penalty may be imposed for early withdrawal. Fee could reduce the earnings on the account. CDs automatically renew for another term at rate in effect at that time for that CD type.

2The Seven-Month CD Special automatically renews into a standard CD for another seven-month term and at a rate in effect at that time. Penalty may be imposed for an early withdrawal. Fees could reduce earnings on the account. Rate subject to change at any time. To earn the promotional rate, the deposit must be in funds not on deposit at Avadian in the past 30 days..

3"New money" is defined as funds not on deposit at Avadian in the past 30 days.

4Deposits allowed to the Save Up CD for $100 or more per deposit. Automatically renews for another term upon maturity. 

5The 15-Month CD Special automatically renews into a standard CD for another 15-month term and at a rate in effect at that time. Penalty may be imposed for an early withdrawal. Fees could reduce earnings on the account. Rate subject to change at any time. Entire deposit must be funds not on deposit at Avadian in the past 30 days. 

6Step-Up CDs give you the ability to change your rate one time to the rate currently in effect for CDs of this type. You will keep the same original term but may potentially enjoy a higher rate.

7Rate Mover CD is a variable rate. The rate may change after the account is opened based on changes in prime index as quoted in The Wall Street JournalThe adjusted rates cannot go below the opening rate and cannot adjust to more than two percentage points above the opening rate.

8Automatically renews for a like term at the rate in effect at that time for that CD type. Penalty may be imposed for early withdrawal. Fees could reduce earnings on the account. Rate Mover CDs are not available as IRA CDs.

To open a new Traditional IRA CD, you must have earned income and be under the age of 70½ unless you are transferring the funds from another institution. To open a new Roth IRA CD, you must have earned income and be under the income limits set by the IRS.
 

Note: Rates are subject to change without notice.

 



The credit union is federally insured by the National Credit Union Administration.
Additional insurance of up to $250,000 on your savings accounts is provided by Excess Share Insurance Corporation, a licensed insurance company.

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