A Card Built to Serve You

VISA SIGNATURE	VISA REWARDS	VISA SECURED
KEY BENEFITS
Earn 1.25 reward points per dollar spent along with other reward options	Earn 1 reward point per dollar spent along with other reward options	Helps to build credit. No reward points earned with the Secured Card.
PURCHASE RATE (as of 11/1/2020)
8.90% to 16.90% Variable APR1	9.90% to 16.90% Fixed APR	14.90% Fixed APR
ANNUAL FEE
None	None	None
CREDIT LIMIT MINIMUMS
$5,000	None	None

Click here for a full list of our rates, fees, and other charges. 

Whichever credit card you choose, we offer some distinct advantages:

• Enhanced fraud protection. Our credit cards feature an embedded chip technology, which improves security every time you make a purchase at a chip-activated terminal
• Receive a card instantly at any of our branch locations when you open a new account or if you need a replacement card
• Load your card into a number of different digital wallets such as Apple Pay^® and Google Pay^®
• Enjoy contactless payments with our cards
• No balance transfer fee, annual fee, or transaction purchases fee

If you need to report a lost or stolen Avadian Credit Card, you can do the following:

• Call 1.888.282.3426.
• Log in to your Avadian online account or mobile app and go to "Select Account Info/Card Services." Then select the appropriate card. At this point, you have the option to either "freeze" (temporarily disable) any activity on your card or permanently "block" all access to your card.

You can also notify us when you are planning to travel by logging into mobile banking and selecting “Travel Notification” to let us know when and where you will be traveling to ensure using your card is smooth sailing.