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Credit Cards

A credit card is a useful financial tool. Maybe you think of it for emergencies only. Or perhaps, you use it regularly and pay it off each month in order to earn rewards. However you use your credit card, we want it to be more than just a useful tool. That’s why we offer several options so you can find a card that fits your life.

A Card Built to Serve You





Earn 1.25 reward points per dollar spent along with other reward options Earn 1 reward point per dollar spent along with other reward options Helps to build credit. No reward points earned with the Secured Card.
Tap and go technology with contactless payment technology Tap and go technology with contactless payment technology Tap and go technology with contactless payment technology
Enjoy concierge service, extended protection warranty and travel service assistance N/A N/A


None None None


$5,000 $1,500 None


Click here for a full list of our rates, fees, and other charges. 

Whichever credit card you choose, we offer some distinct advantages:

  • Enhanced fraud protection. Our credit cards feature an embedded chip technology, which improves security every time you make a purchase at a chip-activated terminal
  • Receive a card instantly at any of our branch locations when you open a new account or if you need a replacement card
  • Load your card into a number of different digital wallets such as Apple Pay® and Google Pay®
  • Enjoy contactless payments with our cards
  • No annual fee or transaction purchases fee

If you need to report a lost or stolen Avadian Credit Card, you can do the following:

  • Call 1.888.282.3426.
  • Log in to your Avadian online account or mobile app and go to "Select Account Info/Card Services." Then select the appropriate card. At this point, you have the option to either "freeze" (temporarily disable) any activity on your card or permanently "block" all access to your card.

You can also notify us when you are planning to travel by logging into mobile banking and selecting “Travel Notification” to let us know when and where you will be traveling to ensure using your card is smooth sailing.

Credit card approval subject to creditworthiness, membership, and other qualifications. Rates, terms and conditions subject to change without notice. 
1The standard variable APR will range from {{ratesnum.124}}% - {{ratesnum.125}}% variable, and is based on creditworthiness when the account is opened. Variable APRs will vary with the Prime Rate.
For credit card terms and conditions, click here

The credit union is federally insured by the National Credit Union Administration.
Additional insurance of up to $250,000 on your savings accounts is provided by Excess Share Insurance Corporation, a licensed insurance company.

Equal Housing Logo Equal Housing Opportunity Lender. 
Copyright © 2022 Avadian Credit Union. All rights reserved.