Skip to main content
  • Do Not Click on Links in Texts and Emails Claiming There Is a Fraudulent Transaction on Your Account. Learn more.

  • MAINTENANCE ALERT: Telephone banking will be unavailable Tuesday, July 16, from 8 a.m. to Noon for a system upgrade. We apologize for the inconvenience.

  • FRAUD ALERT: Protect Yourself Against Fake Messages. Avadian Alerts Never Contain Links. Do Not Click Links in Messages Claiming to Be From Avadian.

  • BE FRAUD AWARE. Avadian will never email, call or text you to ask for online banking credentials, account numbers or your Social Security Number. LEARN MORE

Trial Version, Powered By DNNSmart

Avadian Secured Card

Build stronger credit

Good credit is, of course, the ultimate goal, but getting there isn't always an easy task. It's a slow process when you're building credit, and it can be even slower when you’re trying to rebuild your credit score.

Our Visa® Secured Card is designed to help people with no credit or less-than-stellar credit develop a healthy credit history. It works like any other credit card, only your card is secured by money you pledged in a special savings account. You'll get convenient access to funds at a low interest rate, so you can develop a history of the financial discipline that looks good on your credit report. You are also eligible for our payment protection options if you'd like to have an extra safety net. To learn more, call our 24/7 loan center at 1.844.652.9916.

To see our secured card terms and conditions, click here.


For the secured card, the member must deposit and maintain 120% of the approved credit limit in a savings account. For example, if the secured card has a credit limit of $500, the member must pledge $600 in their secured savings account, at account opening, accessible only at the time the credit card is closed. 


The credit union is federally insured by the National Credit Union Administration.
Additional insurance of up to $250,000 on your savings accounts is provided by Excess Share Insurance Corporation, a licensed insurance company.

Equal Housing Logo Equal Housing Opportunity Lender. 
Copyright © 2024 Avadian Credit Union. All rights reserved.