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Avadian Secured Card

Build stronger credit

Good credit is, of course, the ultimate goal, but getting there isn't always an easy task. It's a slow process when you're just starting to build credit, and it can be even slower when you've had financial setbacks and you’re trying to rebuild your credit score.

Our Visa® Secured Card is designed to help people with no credit, or less-than-stellar credit, develop a healthy credit history. It works like any other credit card, only your card is secured by money you pledged in a special savings account. You'll get convenient access to funds at a low interest rate, so you can practice the financial discipline and positive spending habits that will look good on your credit report. You are also eligible for our payment protection options if you'd like to have an extra safety net. To learn more, call our 24/7 loan center at 1.844.652.9916.

To see our secured card terms and conditions, click here.


For the secured card, the member must deposit and maintain 120% of the approved credit limit in a savings account. For example, if the secured card has a credit limit of $500, the member must pledge $600 in their secured savings account, at account opening, accessible only at the time the credit card is closed. 


The credit union is federally insured by the National Credit Union Administration.
Additional insurance of up to $250,000 on your savings accounts is provided by Excess Share Insurance Corporation, a licensed insurance company.

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