Good credit is, of course, the ultimate goal, but getting there isn't always an easy task. It's a slow process when you're just starting to build credit, and it can be even slower when you've had financial setbacks and you’re trying to rebuild your credit score.
Our Visa® Secured Card is designed to help people with no credit, or less-than-stellar credit, develop a healthy credit history. It works like any other credit card, only your card is secured by money you pledged in a special savings account. You'll get convenient access to funds at a low interest rate, so you can practice the financial discipline and positive spending habits that will look good on your credit report. You are also eligible for our payment protection options if you'd like to have an extra safety net.