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Personal Lines of Credit

Sometimes Life Demands Flexibility.

A Personal Line of Credit is a flexible tool that allows you to borrow only the money you need. This comes in handy when you have a project but don’t know exactly how much it’ll cost.

Maybe you’re finally restoring that vintage car, and you’re not quite sure how much you need.

Or maybe you’re redoing your kitchen, but don’t have enough equity for a Home Equity Line of Credit.

You open a line of credit for a number that you think will cover your full project, but you only pay interest on the money you use, not the entire credit limit. So if the project doesn’t cost as much as you think, you’re not stuck paying interest on the whole amount. Pretty smart, huh?

With Avadian’s Personal Line of Credit, you get:

  • A low rate
  • A free set of checks, if you need them
  • Cash advances through online and mobile banking, telephone banking, or any Avadian branch
  • No processing or application fees
  • Low-cost credit life and disability insurance
  • No annual fee

What project will you tackle next?



The credit union is federally insured by the National Credit Union Administration.
Additional insurance of up to $250,000 on your savings accounts is provided by Excess Share Insurance Corporation, a licensed insurance company.

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