
Buy Now, Pay Later from Avadian offers two types of services to eligible members with Choice or ChoicePlus+ Checking. Whether you’re planning for a future purchase or looking to spread out payments for a qualifying debit card transaction, Buy Now, Pay Later can help manage your cash flow and stay within your budget.
Plan Your Purchase offers are for those times when you need the funds upfront to make a purchase and would like to pay for the purchase in installments over time.
Split Your Payments offers are for eligible debit card purchases you’ve already made and would like to pay for in installments over time.
Here’s how you can find out if you have Buy Now, Pay Later offers waiting for you:

How Does It Work?
- If you see an offer, you’re already qualified.
- No credit check is required.
- No application is needed. Your Buy Now, Pay Later offers are tailored for you. Simply view and accept any available offer to proceed.
- No new cards or new accounts. Continue using your existing Avadian checking account and debit card when accessing offers.
- Convenient. Everything is in your Avadian online banking account. Review and manage your offers, plans, and payments in one place.
Want to learn more? Check out our FAQs here.