Where can I find my Buy Now, Pay Later offers?
Buy Now, Pay Later offers are found in the Buy Now, Pay Later tab within your Avadian online banking account.
If you don't already have an online banking account with Avadian, you can create one here.
How do I apply for a Buy Now, Pay Later loan?
There is no application for a Buy Now, Pay Later loan from Avadian. All Split Your Payments and Plan Your Purchase offers you see in your account are pre-qualified for you to view and accept. You will receive a copy of the loan agreement in your email.
Does Buy Now, Pay Later require a credit check?
No, Avadian’s Buy Now, Pay Later offers do not require a credit check.
Can I pay off my Buy Now, Pay Later plans early?
Yes, you can pay off your Buy Now, Pay Later plans early within your Avadian online banking account or at any branch with no penalty.
Why can’t I see any Buy Now, Pay Later offers?
If you do not see any Buy Now, Pay Later offers, it may be because your account is not eligible. If you already have active Buy Now, Pay Later plans, you may not be eligible for additional offers until the active plans are paid off.
If you are eligible for Plan Your Purchase but do not see Split Your Payment offers, it may be because your debit card purchases are not eligible. See the next question for more information about eligible purchases.
What makes a purchase eligible for Split Your Payment offers?
To be eligible for a Split Your Payments offer, the purchase must be a debit card purchase made in the past 60 days, at least $200, and not a cash equivalent purchase (i.e. ATM withdrawal, money order, cash advance). Other restrictions surrounding the merchant type and transaction limits may affect Buy Now, Pay Later eligibility.
Does my use of Plan Your Purchase impact the Split Your Payments offers available to me?
Yes. Your eligibility for Buy Now, Pay Later offers is partly determined by the number of outstanding loans you have. Therefore, taking out Plan Your Purchase loans may impact how many Split Your Purchases offers you are eligible for – and vice versa.