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Boat Loans

Get on the water

Few things are more relaxing than a day on the lake. Few things are less relaxing than applying for a loan to buy a boat. We want to make the loan process as stress-free as a summer day on Smith Lake.

Our typical loans offer pre-approval before you shop and no processing or application fees.

Other great benefits include:

  • Financing based on loan-to-value determined by NADA Guides
  • Terms up to 180 months1
  • GAP insurance, available for loans up to $50,000 and terms up to 84 months; loans cannot exceed $100,000
  • Optional low-cost credit life and disability insurance (payment protection)

You can get started by calling 1.844.652.9916 to speak with one of our loan representatives.

See? That's pretty easy. Chill out and let us do the hard work.

1Payment example: For a term of 36 months, your monthly payment will be $29.82 per $1,000 borrowed at 4.65% APR. Term dependent upon loan amount and credit worthiness.



The credit union is federally insured by the National Credit Union Administration.
Additional insurance of up to $250,000 on your savings accounts is provided by Excess Share Insurance Corporation, a licensed insurance company.

Equal Housing Logo Equal Housing Opportunity Lender. 
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