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Christmas Club

Make the holidays happier

Unless you have an inside connection to Santa, the holidays have a way of taking a bite out of your budget. It helps to start saving early.

After all, a big family trip, a long Christmas gift list, and that envy-of-the-neighborhood lights display all cost money. So there's no time like the present (wink, wink) to open a Christmas Club account with Avadian.

Our Christmas Club account earns a competitive interest rate, and you can set up automatic deposits into the account via scheduled transfers or payroll deductions. But here's what it makes it a Christmas Club account: you can't penalty-free withdrawals except between Oct. 1 and Dec. 31. That way, you don't touch it until it's almost Christmastime. So open it and set up automatic transfers to it now, forget about it, and when the holiday season rolls around, you'll be ready.

Dividends are compounded and paid quarterly from date of deposit on balances of $100 or more.

The credit union is federally insured by the National Credit Union Administration.
Additional insurance of up to $250,000 on your savings accounts is provided by Excess Share Insurance Corporation, a licensed insurance company.

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