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13-Month CD Special
2.20% APY
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21-Month CD
2.40% APY
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48-Month Rate Mover CD
2.50% APY
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CD/Money Market Rates*

Current rates (Annual Percentage Yield) as of January 20, 2019

CD / IRA Special**

Term APY***Minimum To Open and To Obtain APYDividends
13 Month CD / IRA Special (new money)*2.20%$1,000Monthly
21 Month CD / IRA Special2.40%$1,000Monthly
58 Month CD / IRA Special2.75%$1,000Monthly


Also available in Traditional IRAs, Roth IRAs, Educational IRAs & Coverdell CDs
Term APY***Minimum To Open and To Obtain APYDividends
3-5 Months0.25%$1,000At Maturity
6-11 Months0.60%$1,000At Maturity
12-17 Months1.50%$1,000Monthly
12 Month Save Up CD1.40%$500Monthly
18-23 Months - Step Up****1.55%$1,000Monthly
18-23 months1.65%$1,000Monthly
18 Month Rate Mover CD*****2.00%$1,000Monthly
24-35 Months - Step Up****1.65%$1,000Monthly
24-35 Months1.75%$1,000Monthly
36-47 Months - Step Up****1.75%$1,000Monthly
36-47 Months2.00%$1,000Monthly
48 Month Rate Mover CD*****2.50%$1,000Monthly
48-59 Months - Step Up****1.85%$1,000Monthly
48-59 Months2.10%$1,000Monthly
60 Months - Step Up ****2.30%$1,000Monthly
60 Month Coverdell IRA2.55%$1,000Monthly
60 Months2.55%$1,000Monthly


Account BalanceAPY***Minimum To Open and To Obtain APYInterest
$2,500.00 - $9,999.990.20%$2,500Monthly
$10,000.00 - $24,999.990.30%$2,500Monthly
$25,000.00 - $49,999.990.40%$2,500Monthly
$50,000.00 - $99,999.990.50%$2,500Monthly
$100,000.00 and Above0.60%$2,500Monthly

Premium Money Market

Account BalanceAPY***Minimum To Open Interest
$0.01 - $9,999.990.30%$10,000Monthly
$10,000.00 - $24,999.990.45%$10,000Monthly
$25,000.00 - $49,999.990.55%$10,000Monthly
$50,000.00 - $99,999.990.75%$10,000Monthly
$100,000.00 and Above0.80%$10,000Monthly

*For CDs, penalty may be imposed for early withdrawal. Fee could reduce the earnings on the account. The 13 month and 18 month CD specials must be opened with "new" money -funds not currently held at Avadian Credit Union.

**May not be combined with other specials.

***Once a particular range is met, the Dividend Rate and Annual Percentage Yield for that balance range will apply to the full balance of your account.

****18- to 60- month Step-Up CDs are variable rate(s). Step-Up CDs give you the ability to change your rate one time to the rate currently in effect for CDs of this type. You will keep the same original term but may potentially enjoy a higher rate.

*****Rate Mover CDs are a variable rate. The rate may change after the account is opened. Rate changes based on change in Prime index as quoted in the Wall Street Journal.

Note: Rates are subject to change without notice

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