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|Rates current as of: July 5, 2015|
|If you would like to apply for one of our mortgage products, click here.|
|Description||Rate as low as*||APR*||Origination|
|30 Year Fixed||4.125%||4.230%||.750%|
|30 Year Fixed||4.250%||4.288%||0.000%|
|20 Year Fixed||4.125%||4.270%||1.000%|
|20 Year Fixed||4.250%||4.303%||0.000%|
|15 Year Fixed||3.250%||3.460%||1.000%|
|15 Year Fixed||3.500%||3.566%||0.000%|
|10 Year Fixed||3.250%||3.555%||1.000%|
|10 Year Fixed||3.500%||3.596%||0.000%|
|30 Year Cost Cutter||4.375%||4.414%||Not Applicable|
|15 Year Cost Cutter||3.500%||3.566%||Not Applicable|
|10 Year Cost Cutter||3.500%||3.596%||Not Applicable|
|5/1 ARM||3.000%||3.337%||Not Applicable|
|7/1 ARM||3.500%||3.452%||Not Applicable|
|Express First up to 84 Months||4.625%||4.812%||Not Applicable|
Rates are subject to change without notice.
The interest rate, annual percentage rate (APR), origination fees, discount points and closing costs are subject to change without notice. The above rates apply to loan amounts of $175,000 - $417,000 and may vary based on downpayment.
Your APR will vary based on your final loan amount, credit history, loan to value, margin, and finance charges.
Private mortgage insurance is based on loan to value. Mortgage insurance may be required on certain products and PMI could increase APR.
A 5/1 ARM which will be a fixed rate for 5 years, then will adjust each year thereafter, limited to a 2% increase or decrease annually, with a lifetime cap of 5%. The loan follows an index related to the 1-year Libor. The loan is non-convertible and has no prepayment penalty.
A 7/1 ARM which will be a fixed rate for 7 years, then will adjust each year thereafter, limited to a 2% increase or decrease annually, with a lifetime cap of 5%. The loan follows an index related to the 1-year Libor. The loan is non-convertible and has no prepayment penalty.