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13-Month CD Special
2.20% APY
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21-Month CD
2.40% APY
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48-Month Rate Mover CD
2.50% APY
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Mortgage Rates

Rates current as of: 01/03/2019
If you would like to apply for one of our mortgage products, click here.
Rates below are based on $175,000 loan amount, purchase transaction, 80% loan to value and 1% origination fee. All loan programs are subject to credit approval. Rates are subject to change. Please contact your Avadian Mortgage Specialist for current rates. This is not an offer for credit and is subject to the terms and conditions of Avadian Credit Union. Not all borrowers will qualify. Subject to approval and underwriting standards. Restrictions may apply. APR based on program availability and subject to change at any time. APR may vary with amount financed.

DescriptionRate as low as** APR***
30 Year Conventional Fixed4.25%4.424%
15 Year Conventional Fixed3.75%3.836%
30 Year FHA Fixed3.875%4.756%
30 Year VA Fixed3.875%3.945%
30 Year USDA Fixed4.5%5.395%
5/1 Portfolio Arm4.125%4.346%
7/1 Portfolio Arm4.375%4.846%
30 Year 100% Portfolio Fixed*4.875%5.10%
Land Loans*5.88%6.057%

Rates quoted are applicable to 30 day lock periods.
*Requires 720 minimum credit score and debt to income not to exceed 43%.
**The interest rate, annual percentage rate (APR), origination fees, discount points and closing costs are subject to change without notice.
***Your APR will vary based on your final loan amount, credit history, loan to value, margin, and finance charges.

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